Marine Cargo

It offers compensation for loss or damage to goods transported by sea as a result of perils insured against. There are three major levels of protection.
Ø     Institute Cargo Clause "A", (All Risk).
Ø     Institute Cargo Clause "B", (Covering fire, explosion. Earthquake, volcanic eruption, lightening and jettison).
Ø     Institute Cargo Clause "C", (minimum protection usually suitable for bulky goods, which are not susceptible to damage).

Marine Hull

This is mainly used to cover ships, boats or vessels and it provides indemnity against loss or damage to the hull, machinery and equipment caused by fire, explosion, malicious damage, theft, stranding, sinking, collision etc.

It can be extended to cover protection and indemnity insurance cover (Third Party).  For own use, it can be used to cover cargo belonging to the insured (i.e. Hull owner's cargo).


Niger Insurance House,
Plot 94 Emeka Anyaoku Street,
Area 8, Garki, Abuja
TEL: 08033233416,
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